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Frequently Asked Questions
View All FAQsWhat are these accounts?
They are long-term investment accounts the government starts for every child at birth. Each account, known as a Trump Account, begins with a public contribution and can grow over time with added family savings and market growth. The money is managed for you and can’t be taken out early, so... ...read more
Who is eligible?
All American children under age 18 are eligible get an account. Parents or guardians can set up an account at any time to start saving and investing on their child’s behalf. Families can contribute up to $5,000 per year, with the money invested in low-cost, diversified stock market funds that... ...read more
Who can contribute?
Anyone can contribute to an account. Parents, family, and friends can add up to $5,000 per year to a child’s account. Employers can contribute up to $2,500 per year, and that amount counts toward the $5,000 annual limit. Donors and philanthropic organizations, as well as state and local governments, can... ...read more
When can the money be used?
Funds in an Invest America Account are locked until the child turns 18. This protects the savings and gives it time to grow. Once the account holder becomes an adult, they can use the money for major life milestones, including: Education: tuition, fees, and other costs for college or job... ...read more